Ways to avoid debt

As I come to the end of over 7 years of paying back money on debts, I thought I would make a list of ways to avoid problems as a reminder for me and maybe others who read this.

  • Do Not use Credit Cards
    • Possibly get a pre-pay one
  • Do Not get Personal Loans without a goal
    • Buying a Car for example fine, but just to have money or to clear debt no.
  • Do Not have an overdraft
    • Especially, do not live in your overdraft
  • Do Not use check cashing services
    • The Annual Percentage Rate (APR) could be near 1,500% mark (not a typo)
  • Start a saving account, maybe an ISA
  • Pay for things with Cash
    • This is also a way to avoid problems with possible credit card fraud

I may add more items to this in the future, and please feel free to add your tips.

I want to avoid future debt.

Thanks for the Shoutout Dom

Was just shown the following video.

Amateur Radio, the Internet and the Future

Playing with the new WebSDR service this week http://websdr.ewi.utwente.nl:8901/ got me thinking about the future of amateur radio, and how far we should take linking the hobby to the internet.
This is kind of long, and sort of serious, but do let me know what you think.

(Disclaimer: All comments are personal opinions only. Particularly where I talk about award schemes, this is not a reflection of Islands on the Air or RSGB policy)

  • Also if you also check it out from 6:15 or there abouts Hamtests.co.uk is given a mention. Thanks Dom M0BLF.

Slingbox, the best Gadget ever

Slingbox ClassicThat may seem to be a big statement, and I have only had the Slingbox a week or two and wouldn’t want to get rid of it now.

So what is the Slingbox?? It’s a device that can stream your TV over local network and the internet, even on a PDA or phone (mobile software costs £20 currently).

Cable or Satellite boxes?? No problem.
DVD, Video, Hardisk Players/Recorders?? No problem.
Digital TV?? No problem. (not on Solo)
High Definition TV?? No Problem. (not on Classic)

Why did I choose the Slingbox?? I purchased a Video Sender prior to this and as operated on 2.4GHz interence was caused by my Wifi. Also couldn’t change channels as VirginMedia (ex-Telewest) remote uses IRDA signals.

It soon went back to the shop I purchased it from and eBayed a Buy-It-Now Slingbox Classic for £75.00. Bargain.

The photo is of my Slingbox in situ with a DVD temporarily above it to show it’s size.

I currently have a Cable Box and DVD player connected (although one cable for sound has to be manually changed if I switch via the software), and a Digital TV freeview antenna.

If you have local network at home, Cat5 or Wifi, I would advise to look at the Slingbox as a seriously cool Gadget. Visit the Slingmedia home page www.slingmedia.com.

Hamtests.co.uk Awarded the Kenwood Trophy

G3PSM, M0TZO, M3PHPIt is 21:00 & I am starting to write this heading back to London on the train from Bristol.

The RSGB AGM is over and Peter M3PHP & myself have finally collected our Kenwood Trophy for “making significant contributions to Training and Development in Amateur Radio within the United Kingdom” to Hamtests.co.uk from the RSGB board.

The rest of the day was also interesting at the AGM, although the open forum session in the afternoon proved very interesting to hear member’s views and getting answers from the board.

To finish off the evening we went for dinner with Iain M0PCB, Chloe (M0GEJ), Paul (M3JFM) and Terry (G0LUQ).

Next Step to Learning Morse

I attended the Kempton Radio Rally on 6th April and made a few purchases including the book pictured.

The hope is that I can finally get my head around to learning “the code”.

Few ideas I have from the book already so maybe change the setup of the software I am using to the order suggested in the book.

Made a few other purchases including:-

  • 2x Patch leads
  • Yaesu power lead (for FT-897 charger)
  • Boom microphone / earphone for FT-60
  • 8Gb USB memory stick
  • Self-amalgamating tape
  • 2x Banana Plugs (1x red, 1x black)
  • 2x PL259s for RG58
  • Even more out of thin air (for friend)